Legal terms for access and account use
Our Legal position starts with jurisdiction: access depends on local law, and you should use pamanempire only where local law permits. We may ask for a valid phone number and account details before access is completed, especially when a wallet record needs to be matched to
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your account. DANA, OVO, GoPay, QRIS, bank transfer and virtual account entries can appear in account records as payment context, but availability depends on the route shown at checkout. We keep policy wording available through the Legal page and account support path. If a rule changes,
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we update the applicable wording and explain which account action is affected. You remain responsible for checking local eligibility before opening or using an account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.